I have a consolidated loan (previously two federal student loans) with Sallie Mae at the rate of 5.75%. Does anybody know how to find a lower rate with Sallie Mae or elsewhere? Based on my initial search, it looks like getting out of a consolidated loan is nearly impossible. With insanely low interest rate right now, could there be a lender out there that is wiling to get me a better deal? Any suggestions?
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Tags: Consolidated, Consolidated Loan, Federal Student Loans, Initial Search, Interest, Interest Rate, Interest Rates, Loan, Lower, Mae Loan, Rates, Sallie, Sallie Mae
3 Responses to “Lower Interest Rates For Consolidated Sallie Mae Loan?”
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Filled Under: Mortgage Loan Modification
November 25th, 2009 at 3:27 am
Student loan(1) Before u getting your 1st student loan..
KNOW YOUR LOANS: FEDERAL VS. PRIVATE
Though federal and private loans are both eligible for consolidation, federal loans have superior rates and terms, which are set by the government. However, federal and private loans must be consolidated separately.
Federal Loans Have Favorable Terms
There are several types of federal loans that can be consolidated. These include:
* Stafford loan
* Perkins
* Parent PLUS
* Supplemental Loans for Students (SLSs)
* Health Professions Student Loans (HPSLs)
* Loans for Disadvantaged Students (LDSs)
* Nursing Student Loans (NSLs)
* Health Education Assistance Loans (HEALs)
Different loans carry different interest rates. Some are fixed, some are variable. While it’s possible to consolidate fixed–and variable-rate loans to a fixed rate.http://student-loan-consolidationrebate.…
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November 25th, 2009 at 3:29 am
Just look around till you find a loan that has lower interests than the ones you are paying now, and make sure these interests are FIXED.
If you can find this, getting out of a consolidated loan is just as easy as getting out of ANY loan.
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November 25th, 2009 at 3:48 am
In present times the need of hour is low interest loans for getting online loans with very low interest you can read the following and visit the site given I m sure you will not be
disappointed
unsecured loans and secured loans are available here at Online Loans
http://www.onlineloanss.co.uk/
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