I am trying to pay off all of my credit cards. I have gotten all of the balances paid down but now I want to negotiate a lower interest rate so I don’ t pay tons of interest each time I use it. I have read some things on how to do it such as calling your cc company armed with your payment history etc. But I would like to know what exactly to say to not get pushed around and get the result I’m looking for… a lower rate.
More From 911 loan modification
- How You Can Negotiate Lower Interest Rates on Your Credit Card
- Bad Credit Auto Financing & Getting Lower Interest Rates
- Would You Rather Have Lower Taxes Or Lower Interest Rates? What Things Do You Have In Credit?
911 loan modification Recommends
- Debt Consolidation Loans Bad Credit (Alan)
- How Do You Get an Online Cash Advance? (The Credit Courier)
GD Star Rating
loading...
loading...
Related Posts:
Tags: Cards, Cc Company, Credit, Credit Cards, Interest, Interest Rate, Interest Rates, Lower, Negotiate, Payment History, Rates, T Pay
2 Responses to “How Do I Negotiate Lower Interest Rates On My Credit Cards?”
Leave a Reply
Filled Under: Mortgage Loan Modification
November 20th, 2009 at 3:36 am
I don’t think your payment history will help get the rates lowered. Call and tell them you have a credit card offer for a much lower rate and want to know if they will lower their rate.
If they won’t lower the rate, pay that card off and don’t use it. Chances are, after a few months they will be making you all sorts of special offers — provided you have a good credit rating.
Of course if you pay off all the balances and then only charge what you can afford to pay in full every month, the interest rate won’t matter.
loading...
November 20th, 2009 at 3:40 am
Really the best way is to just ask. I’ve worked in customer service for a little and the best way to get things done is to talk to a supervisor if the person you’re talking to can’t help you out.
loading...