My credit isn’t the greatest but would like to take advantage of the lower rates.
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Tags: Advantage, Car Credit, Car Loan, Cards, Cards Credit, Credit, Credit Cards, Interest, Interest Rates, Loan, Lower, Rates
4 Responses to “How Can I Get Lower Interest Rates On My Car Loan And Credit Cards?”
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Filled Under: Mortgage Loan Modification
January 4th, 2010 at 2:26 am
Join a credit union, My credit union’s new auto loan rate is 3.75% 36 mo, new car 5.25% 60 mo. Used auto 2007 or newer 5.75% 60 months. Visa and Mastercard 7.9% with no annual fees. You are probably eligible for membership thru job, family, community or association. See if you are eligible for membership. Credit unions are non profit and owned by their members and they usually don’t have as strict lending policy. Good Luck.
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January 4th, 2010 at 3:10 am
To get a lower rate on your credit card, call the company and ask them to lower it. Asking for a particular number is better. They won’t give it to you, but they might give you something lower than what they would have offered you. I did it a few months ago w/ Amex.
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January 4th, 2010 at 3:58 am
Consumer credit rates have INCREASED in the past six months, not declined. The banks are reassessing risk and the fed funds rate has nothing to do with it.
Only long term rates (like mortgages) have declined.
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January 4th, 2010 at 4:25 am
creditreport.undonet.com – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.
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