I currently trying to get a loan modification through us bank i am formerly a downey saavings bank customer but when they went under my mortgage was taken over by us bank. Has anyone had success doing this and how long did it take. Thank You
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Tags: Anyone, Bank Customer, Downey, Getting, Getting A Mortgage, Loan, Modification, Mortgage, Mortgage Loan Modification, Success, Us Bank
13 Responses to “Has Anyone Had Success Getting A Mortgage Loan Modification?”
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Filled Under: Mortgage Loan Modification
January 2nd, 2010 at 2:21 am
It really depends on how you submit your loan modification package. You need to prove to your lender that you will be able to afford your mortgage payments after your modification. The last thing your lender wants to happen, is for you to default on your mortgage agreement after the loan mod. Do your research on completing lender worksheets properly or hire a reputable company. You can get a free loan mod kit with instructions on how to fill out bank forms as well as actual bank forms and worksheets…
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January 2nd, 2010 at 2:48 am
HI. I have a loan with US BANK and just got a modification in 30 days completed to my satisfaction by The American Law Firm. I had my 8% loan reduced to a 3% loan 30 year fixed, with a $200k 2nd fully extinguished. This cost me only 4k, and 30 days late on my loan. I had a great representative walk me through it. Nicole Gallegos, ESQ a great honest attorney in California. She can do these anywhere. I highly recommend her. nicole@americanlawfirm.net
Good Luck
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January 2nd, 2010 at 2:50 am
Dear god man!
Did you seriously get this many responses to your question and NOT ONE of them helpful? Well I’ll help you
US bank is a larger lender and therefore are more open minded when it comes to loan modifications, so that takeover was probably a really good thing for your situation. I do loan modifications with an attorney’s office and we have a lot of success with US Bank. A loan modification on average takes approximately 60 days to complete. However, if you are doing it yourself it take up to 120 days. So don’t feel bad if it’s not moving along as quickly as you thought it would. It just takes time. If you would like more information about modifications feel free to get in contact with me, but I believe this answers your question
e-mail: louisortiz4@gmail.com
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January 2nd, 2010 at 3:47 am
Sorry to hear you are having a hard time with loan modification companies but I work for one that is 100% guaranteed or your money back. They are also rated A+ with the Better Business Bureau or BBB and are an Accredited Business. You are welcome to check them out. After you do this, please call us at 1-800-557-1467 Ext 4 to get help quickly. cresmod.com or Conquest Financial Services. Processing times vary from state to state. Good luck with your search and all the best to you and your family. Please read this article that I submitted to you about how to spot a scam.
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January 2nd, 2010 at 4:17 am
Gooday Friend
My name is kyle James am from Canada recently when I was searching for a loan to pay off my bills so I posted an advert here in yahoo answer just few weeks ago I was recommend to susfasa loan firm by Anais willy from U.S.A so when I was your profile here in yahoo answer I decided to recommend any one that in need of loan direct to this kindly man of God his name is Rev Osborne Moore is the C.E.O of Osborne Moore Loan Agency, you can reach him via:osmoreloanagency@gmail.com tell him that Kelly Cole from Canada recommend you to him who his offer a loan few weeks ago.
I wish you good luck
K James
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January 2nd, 2010 at 4:32 am
Hello,I am White Sanford from Texas,I saw your question and i will to refer to Mr Godwin James he is the managing director of Season financial Company, 5 days ago he gave me loan of $25,000 with an interest rate of 4% its an international private firm abroad. You can contact him personally via email just let him know i referred you.
godwinjamesfinancialloanfirm@yahoo.com
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January 2nd, 2010 at 5:19 am
I am Mrs.Rose Johnson from the U.S.A,i was in need of $50,000 USD for a business start up and have search every where for a legitimate and government approved lender and i was lucky to be introduced to Mr,William Justin (C.E.O) William Justin Loan Company who lend me the money within 24hrs of banking after i accepted his loan repayment schedule and so i want to advise anyone in need of a loan of any kind to please contact him on williamjustinloancompany@yahoo.com and get your loan today,please tell them Mrs.Johnson refer
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January 2nd, 2010 at 6:12 am
HI ,my names is Joy Rose.i saw your question in yahoo answer .i decide to referred anybody who is dire in need of loan to this God fearing man because i have been SCAMMED twice by this fake lenders.when i have bad credit is this man that gave me{ $60,000] .you can get to him via Email james.wood8483@yahoo.com. tell him joy rose referred you to him who he gave a loan to.Goodluck
thanks,from joy Rose
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January 2nd, 2010 at 7:00 am
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January 2nd, 2010 at 7:30 am
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January 2nd, 2010 at 8:28 am
Hi.
I am Love Presley and i saw your question about needing a loan,In the internet they are a lot of scams out there.I decided to answer your question to prevent you being scammed. I got a loan of $200,000 from an agency online and i was lucky not be scammed. Contact them at clarkeloanfirm82@yahoo.com interest rate of .2% is simply great.they use a yahoo mail account on our request because its makes contacting them easier
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January 2nd, 2010 at 8:58 am
I am Joy Anderson i was in need of a loan of $100 000 USD and was scammed by those fraudulent lenders and a friend introduce me to Mr John clarke,and he lend me the loan without any stress,you can contact him at clarkeloanscompany12@yahoo.com
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January 2nd, 2010 at 9:31 am
Hello, my name is Mrs dora ken i saw your question on how to acquire a loan, that’s why i decide to refer you to this legit lender that help me some time ago, you can contact him on; davidsonloanfirm88y@yahoo.com
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